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FXFlat

Published: Updated:

Trust score
4/10
Legal simplicity
4/10
Min. deposit
200
Trading platforms
Regulations
Payment systems
Instruments
Forex, Indices, Commodities, Metals, Energies, Stocks, Bonds, ETFs, Options, Futures
Legal entity
FXFlat Wertpapierhandelsbank GmbH
Jurisdiction
Germany
Fees
FXFlat charges per-order commission on securities and prices CFDs through the spread. Its futures and options offering carries exchange fees in addition to the broker's own commission.
Withdrawals
Withdrawals go by bank transfer to an account in the client's own name, normally processed within one to two business days.
Available in

Features

  • Seminars and trader training
  • Daily market analysis
  • Low initial deposit
  • Telephone trading support
  • MAM terminal for account management
  • Segregated client accounts
  • Affiliate program
  • Wide range of tradable instruments

Pros

  • Based in France
  • Up to €500,000 guaranteed on deposits
  • Over 1 million tradable products
  • Physical offices in France
  • Zero-commission trading
  • Fully French-speaking customer support
  • Free trading education for all clients
  • In-person training sessions in Paris
  • Over 1 million instruments across futures, options, stocks, CFDs, and forex
  • Low trading commissions

Cons

  • Not compatible with PRT

FXFlat is a German CFD and forex broker headquartered near Düsseldorf, regulated by BaFin, and operating since 1997. It offers a MetaTrader account for CFDs, forex, and futures from a €200 deposit, and a Trader Workstation account for stocks, options, and other instruments from €2,000. Retail leverage is capped at 1:30 on major currency pairs under EU rules, rising to 1:200 for verified professional clients. Traders can choose among MT4, MT5, StereoTrader, AgenaTrader, and Trader Workstation.

FXFlat is a Germany-based CFD and forex broker regulated by BaFin, offering MetaTrader, StereoTrader, and Trader Workstation platforms with a €200 minimum deposit.

FXFlat is a German CFD and forex broker regulated by BaFin, operating since 1997 from Ratingen, near Düsseldorf. It combines a MetaTrader account with a professional-grade Trader Workstation account and a wide range of tradable instruments.

Regulation

FXFlat trades under FXFlat Wertpapierhandelsbank GmbH, a German securities trading bank regulated by BaFin, the country's financial supervisory authority. Its terms follow EU-wide ESMA and MiFID rules.

Leverage

Retail clients get leverage of up to 1:30 on major currency pairs, 1:20 on minor pairs, and 1:10 on commodities, in line with ESMA limits. Verified professional traders can access leverage up to 1:200.

Account types

  • MetaTrader account: for CFDs, forex, and futures on MT4 or MT5, with a €200 minimum deposit. German clients get automatic tax withholding.
  • Trader Workstation account: for stocks, options, futures, CFDs, and forex, with a €2,000 minimum deposit and no automatic tax withholding.

FXFlat also offers MAM (Multi-Account Manager) and PAMM (Percentage Allocation Management Module) setups for managing multiple client accounts.

Trading platforms

  • MetaTrader 4 / MetaTrader 5: the standard MT4 and MT5 platforms.
  • StereoTrader: an automated-trading add-on with market scanners, built on MetaTrader.
  • AgenaTrader: an advanced charting and trading platform.
  • Trader Workstation: the platform for the professional-grade account.

Tradable instruments

FXFlat offers stocks, options, futures, bonds, ETFs, commodities, cryptocurrencies, forex pairs, and CFDs.

Minimum deposit

The initial deposit is €200 on a MetaTrader account; follow-up deposits can be as low as €50.

Trading conditions

FXFlat is a German securities trading bank supervised by BaFin, which is a materially different legal form from a CFD broker: it is authorised as a Wertpapierhandelsbank, with the capital and reporting obligations that carries.

The offering is unusually broad for a German retail firm — CFDs alongside real securities, exchange-traded futures and options — and it provides access to Interactive Brokers' Trader Workstation as well as MetaTrader, which brings the multi-asset order routing that platform is built for.

ESMA limits apply: 30:1 on major currency pairs, negative balance protection and margin close-out at 50%. German clients also fall under the national deposit protection arrangements applicable to the institution's legal form.

Verification

Onboarding follows German banking standards: identity verification, tax identification, an appropriateness assessment and, for futures and options, a separate experience declaration before those products are enabled.

Documentation and support are primarily in German, which is worth knowing before opening if that is not a language you read comfortably — a client agreement is not a document to work through with a translator.

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FXFlat

4.0 / 10

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Frequently asked questions about FXFlat

  • Is FXFlat a bank?

    It is authorised as a Wertpapierhandelsbank — a German securities trading bank — supervised by BaFin, which carries higher capital and reporting obligations than a plain CFD brokerage licence.

  • Can I trade futures and options at FXFlat?

    Yes, alongside CFDs and real securities. Exchange-traded derivatives require a separate experience declaration before they are enabled, and carry exchange fees on top of the broker's commission.

  • Which platforms does FXFlat offer?

    MetaTrader 4 and 5 plus access to Interactive Brokers' Trader Workstation, which is where the multi-asset and derivatives routing lives.

  • Is FXFlat suitable for non-German speakers?

    Documentation and support are primarily in German. That matters most for the client agreement and the tax reporting, which are not documents to work through with a translator.

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