XM
Diterbitake: Dianyari:
- Skor kapercayan
- 1/10
- Kesederhanaan hukum
- 4/10
- Deposit min.
- 5
- Platform
- Sistem pembayaran
- Instrumen
- Forex, Stocks, Indices, Commodities, Metals, Energies, Cryptocurrencies
- Badan hukum
- Trading Point of Financial Instruments Ltd
- Yurisdiksi
- Cyprus
- Biaya
- Micro, Standard and XM Ultra Low accounts price the cost into the spread with no commission; Shares accounts carry a commission. Overnight swaps apply, swap-free accounts are available, and an inactivity fee applies after a period without trading.
- Penarikan
- Withdrawals return to the funding method and are normally processed the same business day when requested before the cut-off. XM covers the transfer fee on most methods.
- Kasedhiya ing
Fitur
- Seminar gratis lan latihan pedagang
- Simpenan minimal kurang
- Dhukungan dagang salinan
- Layanan manajemen kapercayan
- Akun Islam (swap-free)
- Bonus simpenan
- Dagang liwat telpon
- Akun klien sing dipisahake
- Scalping diidini
- Program afiliasi
- Akeh instrumen dagang
Kaluwihan
- Ora ana kaluwihan nyata sing katon - laporan pangguna anyar nyathet XM minangka operasi penipuan.
Kekurangan
- Wiwit tanggal 09/11/2025, pangguna nglaporke XM mblokir utawa mbusak akun tanpa peringatan, dana gagal dibalekake, lan alasan diskriminatif diwenehake kanggo nutup.
XM minangka pialang forex lan CFD sing kantor pusaté ing Siprus didegaké ing taun 2009, diatur liwat entitas ing Siprus (CySEC), Australia (ASIC), lan Belize (IFSC), lan nawakake dagang MetaTrader 4/5 saka simpenan minimal $5. Iki nyedhiyakake papat jinis akun, sinyal dagang gratis, lan dhukungan autotrading MQL5 bebarengan karo webinar lan sumber daya pendidikan liyane. Wiwit tanggal 09/11/2025, Nanging, akeh pangguna nglaporke XM mblokir utawa mbusak akun tanpa peringatan lan nyebutake alasan diskriminatif kanggo nutup, kanthi dana sing disimpen gagal dibalekake. ProForexBrokers saiki menehi rating XM 1/10 kanggo kapercayan adhedhasar laporan kasebut.
XM minangka pialang forex lan CFD multi-regulasi sing nawakake simpenan minimal $5, dagang salinan, lan akun Islam, nanging laporan pangguna anyar babagan akun sing diblokir wis nyebabake skor kapercayane mudhun dadi 1/10.
XM minangka pialang forex lan CFD berbasis Siprus sing didegaké ing taun 2009, nawakake dagang MetaTrader 4 lan MetaTrader 5 kanthi simpenan minimal $5 liwat entitas sing diatur ing Siprus, Australia, lan Belize. Ulasan XM iki nyakup regulasi, jinis akun, lan platform - lan laporan penipuan XM 2025 babagan akun sing diblokir lan dibusak sing kudu diwaca dhisik dening klien potensial.
Regulasi lan Proteksi Dana Klien
XM Group beroperasi liwat telung entitas sing diatur: Trading Point of Financial Instruments Ltd, dilisensi dening Cyprus Securities and Exchange Commission (CySEC 120/10) wiwit 2009; Trading Point of Financial Instruments Pty Ltd, dilisensi dening Australian Securities and Investments Commission (ASIC 443670) wiwit 2015; lan XM Global Limited, dilisensi dening International Financial Services Commission of Belize (IFSC 000261/106) wiwit 2017.
Dana klien disimpen ing akun sing dipisahake karo bank sing diverifikasi, kapisah saka dana perusahaan. Klien sing layak uga dilindhungi dening Dana Kompensasi Investor nganti €20.000 yen perusahaan bangkrut.
Leverage miturut Entitas
Akun sing diatur EU diwatesi nganti 1:30 kanggo pasangan forex. Akun sing kadhaptar ing ngisor entitas Belize bisa ngakses leverage nganti 1:888.
Jinis Akun lan Simpenan Minimal
XM nawakake papat jinis akun. Akun Micro lan Standard loro-lorone mbutuhake simpenan minimal $5. Akun XM Zero mbutuhake $100, kanthi spread saka 0 pip lan komisi $3,5 saben $100.000 sing didagang. Akun XM Ultra Low mbutuhake $50, kanthi spread saka 0,6 pip. Ora kabeh jinis akun kasedhiya ing saben divisi XM Group, lan ProForexBrokers menehi rating pambukaan akun 4/10 kanggo kesederhanaan hukum.
Platform Dagang lan Eksekusi
Dagang kasedhiya ing MetaTrader 4, MetaTrader 5, lan platform browser XM WebTrader. XM ndhukung Expert Advisors kanggo dagang otomatis, hedging, scalping, lan dagang warta, lan nglaporke ngeksekusi luwih saka 99% pesenan ing ngisor siji detik tanpa requotes. Pesenan uga bisa dilebokake liwat telpon. VPS gratis ing ngisor kondisi akun tartamtu utawa biaya $28 saben wulan.
Riset, Sinyal, lan Pendidikan
Analis utama XM nerbitake sinyal dagang gratis kaping pindho saben dina kanggo pemegang akun dhuwit nyata. Trader uga bisa langganan panyedhiya sinyal MQL5 kanggo eksekusi otomatis ing MT4 lan MT5. Pendidikan kalebu webinar langsung, video latihan, seminar tatap muka, lan analisis pasar saben dina.
Bonus, Program Loyalitas, lan Dhukungan
XM nglakokake bonus simpenan lan program loyalitas sing ngowahi poin dagang dadi bonus utawa awis, sanajan klien sing kadhaptar ing EU ngadhepi watesan ing loro-lorone. Dhukungan pelanggan kasedhiya 24 jam saben dina, limang dina seminggu.
XM Sekilas
| Fitur | Detail |
|---|---|
| Didegaké | 2009 |
| Kantor Pusat | Siprus |
| Regulasi | CySEC, ASIC, IFSC |
| Platform | MT4, MT5, WebTrader |
| Spread EUR/USD | Saka 1,7 pip (Standar) |
| Simpenan minimal | $5 |
| Leverage maksimal | 1:888 (1:30 ing EU) |
| Aset | Pasangan mata uang, saham, indeks, logam, futures |
| Akun Islam | Kasedhiya |
| Dagang seluler | Didhukung |
Laporan Penipuan XM lan Pemblokiran Akun (09/11/2025)
Wiwit tanggal 09/11/2025, akeh pangguna nglaporke yen XM wis mblokir utawa mbusak akun dagang tanpa peringatan, kanthi dana sing disimpen gagal dibalekake. Sawetara pangguna ujar XM menehi alasan diskriminatif kanggo nutup akun kasebut. ProForexBrokers saiki menehi skor XM 1/10 kanggo kapercayan adhedhasar laporan kasebut, adoh saka lisensi regulasi lan kondisi dagang sing mung nuduhake.
Sapa wae sing nimbang XM kudu ngevaluasi skor kapercayan lan laporan kasebut bebarengan karo lisensi regulasi sadurunge nyimpen dana.
Kondhisi trading
XM is one of the larger retail brokers by client count, offering Micro, Standard, Ultra Low and Shares accounts across MetaTrader 4 and 5 with a very wide instrument list.
Its distinguishing operational choices are practical rather than technical: no requotes and no rejected orders as a stated policy, all account types priced without commission except Shares, and an education programme with regular webinars in many languages.
Terms follow the entity. CySEC and ASIC clients face 30:1 on major currency pairs with negative balance protection and, in Cyprus, Investor Compensation Fund cover up to €20,000. Clients under the Belize entity see leverage many times higher and neither protection — and most non-European clients are routed there.
Verifikasi
Verification requires photo ID and proof of address, with an appropriateness assessment on the regulated entities. Onboarding is largely electronic and often same-day.
Confirm which entity your client agreement names. XM's platform and pricing are broadly consistent across the group; the protections behind the balance are not, and the difference between the Cyprus and Belize entities is the difference between a compensation scheme and none.
